Money, in a
better place.

Less noise. More living.
Meet a clearer way to spend, save, and move forward.

Find your flow

Built around your life.
Not the other way around.

01 / A new perspective

Everyday spending, simplified

Goals with a little more direction

Your whole picture, in focus

01 / Made for the everyday

A little less banking.
A little more living.

Morning coffee. A weekend away. That thing you’ve been working towards. Give every part of your life a place in your finances.

Meet your everyday companion
  • One clear view
  • Room for your goals

••••••••••••2048

Alex Morgan

Scroll to bring it together.

Money thatmoves with you.

Everyday spending

Coffee, groceries, the train home. Everything you spend sits in one clear place, so the small things stay small.

Making room for the unexpected

A flat tyre. A last-minute flight. Set a little aside, and surprises have somewhere to land.

Planning something bigger

A home, a long trip, a change of direction. Break it into steps you can picture yourself taking.

02 / Your money, in focus

See the bigger picture.
Enjoy the smaller things.

Know what’s here, what’s going out, and what’s getting you closer. A simple view, with space for everything.

Take it for a spin. This is an interactive demo.

Good morning, Alex. Here’s your today.

€12,480.00

+8.2% this month
  • A trip with no return date€3,200 of €5,000
  • Your own front door€5,300 of €30,000
  • A buffer for the unexpected€1,500 of €3,000
  • Little things, well spentEveryday account€2,480.00
  • A little closer to somedayYour savings spaces€10,000.00
All in a good placeIllustrative data

Everything in its place.

Every part of your money, laid out so you can find it. Try them. These panels work.

Spending overview

October

€1,472

Spent this month

Financial goals

64%

Card controls

Active
•••• 2048
Freeze card
Online payments

Account activity

  • Morning coffeeToday, 08:12−€3.80
  • Train homeYesterday, 18:40−€6.40
  • Weekly shopYesterday, 17:05−€64.20

Monthly insights

Oct

€1,472

€26 less than Sep.

Illustrative data. Nothing here is connected to a real account or card.

03 / Small steps. Real plans.

Your next chapter
starts with a little.

A trip with no return date. Your own front door. A buffer for the unexpected. See how a monthly habit adds up.

Dream a little

€250/ month

A little consistency goes a long way.

€3,000

Your contributions only. No interest or returns assumed.

A different kind of financial energy

Life moves.

  • More clarity for your decisions.
  • More space for your ambitions.
  • More life beyond your balance.

Built around real life.

Clarity without complexity.

One view of what’s here, what’s going out and what’s next. Nothing to decode.

Progress without pressure.

Small steps count. You set the pace, and the plan moves with you.

More room for living.

When money takes up less of your head, there’s more space for everything else.

A few things, made clear

Good questions.
Straight answers.

Forma is a fintech design concept: a calmer way of picturing everyday money. There’s no live banking service behind it.

No. Nothing here connects to a real account and no money moves. Every figure on this page is illustrative.

Choose a monthly amount and a timeframe, and the planner multiplies the two. It counts your contributions only, with no interest or returns assumed.

You get to explore the concept, including the demo dashboard and the savings planner. There’s nothing to sign up for.

Less friction. More forward.

Make space for
what’s next.